Valuation
We compute instant valuations spanning property and land values, home equity, and more, and report on the data density behind our conclusions. Gain speed and reduce errors with values and context exactly when and where you need them most.
Premium valuation Data Points*
- Land Value — HouseCanary’s valuation for land a property sits on
- Loan-to-Value (LTV) Details — itemized active liens and details on monthly payment, interest rate, and more
- Loan-to-Value (LTV) Origination — mortgage value compared to property value at time of origination, expressed as a ratio to help you determine risk
- Value — HouseCanary’s proprietary AVM, updated monthly
- Value Analysis — context and confidence for our automated valuation
- preliminary data density checks
- details on comps and neighborhood norms
- AVM value and confidence level
- recommended next step for valuation process
- Value by 6 Conditions - property valuations at different condition levels
- Value Distribution — block and block group distribution summaries of property values and dollars per square foot
Additional property valuation context
- Census — statistical geographical areas including census tracts and urban areas
- Property Details — property assessment with building characteristics (beds, baths, etc)
- Property Details Enhanced — in-depth property characteristics
- Geocode — property address converted to latitude and longitude coordinates
- Geo Features — geographic attributes of the property
- frontage length in feet
- orientation of the front of the house
- HouseCanary’s proprietary Privacy Scores relative to homes in the area
- view angle from the backyard and from the center of the parcel
- measurement of how exposed the backyard is to neighbors
- Owner Occupied — home-owner occupancy information
- Value Details Adjusted — property value if bedrooms, bathrooms, square footage, or pool were added
- Value Within Block — position of property value relative to block’s value distribution
Data Points on transaction history
- Mortgage Lien — details on mortgages and liens since the current owner purchased the property
- Mortgage Lien All — details on all mortgages and liens recorded for the property under any owner
- Sales History — detailed history on all recorded transactions for the property
- Tax History — current and historical tax assessment values for the property
Data Points on property risk
- Crime — crimes reported in the last two years on the block
- FEMA Disaster Area — details about open FEMA-recognized disasters
- Flood — flood hazard information from the FEMA Flood Map Center
- Earthquake — earthquake risk for the block according to the US Geological Survey
- Hail — HouseCanary’s summary of hailstorm activity for the block
- Hurricane — HouseCanary’s summary of hurricane activity for the block
- Tornado — HouseCanary’s summary of tornado activity for the block
- Wind — HouseCanary’s summary of windstorm activity for the block
- NOD — notice of default information
- School — information about nearby schools
- Superfund — federally designated toxic contamination cleanup sites on the block
*Premium Data Points providing advanced proprietary analytics are available for an additional fee